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Providing Safe, Simple Strategies without "Changing your Lifestyle"
We partner with Educators and Financial Professionals
A PLAN TO COVER ALL OF LIFES CHANGES
Not just another product!
The Cornerstone of
Money Doctors
The Proper Plan
Our plan takes a client from any age to retirement thru death and gives them a guaranteed plan to accomplish everything in between!
Ability to Pay for College and have minimal Student Loans
Complete EFC Analysis to help you legally maximize your opportunity for more potential financial aid. Check it out and I bet you feel the same way!
EFC-Expected Family Contribution
Retirement Income Strategy
Help provide you with retirement solutions where you never run out of money in retirement and know how much you can draw for life.
Protection from Catastrophic Events
Rest knowing that your strategy will help protect you from catastrophic events that are Financial, Market or Health Related.
Financial Education Everyone Needs
Learn why it’s important to know the difference between Average Rate of Return vs the Actual Rate of Return. How has Wall Street “keep you in the dark”. Learn how to Create an inheritance that is virtually Probate and Estate tax free.
Living Benefits "The New Kind of Life Insurance!"
Protect your clients from the uncertainty of an untimely critical illness or critical injury. Get cash on hand to take care of immediate expenses without limits to what they can spend the cash on!
The Cornerstone of Money Doctors… The Proper Plan is the banking system that offers a guaranteed strategy towards financial freedom and retirement.
Our Advisors live by the creed: Every one of our clients wants a plan: to become debt-free immediately; to pay cash for major purchases; to know the best age for retirement; to determine the exact amount they will need for retirement; to enjoy the same income equal to or greater than the income they were living off of prior to retirement for the rest of their retirement; and, to leave a legacy that is tax-free and probate free.
We don’t “Wing It” as all the other advisors do!
Check out this short video, click this link: The Proper Plan Short Video!
Our Advisors provide their clients with….
- A plan for and a plan to protect & cover all of the life changes- Homes, Cars, College, Marriages, Emergencies, Vacations, Current Lifestyle, Retirement, leaving a Legacy & more!
- The ability to eliminate debt and stay debt-free for Life!
- A guaranteed retirement strategy where they know exactly how much they will need for retirement!
- Exactly how much income they will draw for life!
- A retirement income is 100%-150% of their current income when they start retirement and taking income!
- Protection from catastrophic events – Financial, Market, or health-related!
- Probate & Estate tax-free inheritance to heirs!
- Financial education that everyone needs!
- The ability to pay cash for all future large ticket items – Boats, Cars, Vacation Property, Exotic Vacations, Land, helping kids or grandchildren!
- More at TheProperPlan.io
Money Doctors Sell IUL Selling System!
We have the tool that makes selling, understanding, and educating your clients about IULs from A-Z!
- Reach more clients with a built-in prospecting system!
- Track your business as your prospects are educated and become clients!
- Use the Analyzer tools to compare retirement plans to close more IUL sales!
- This IUL selling system will easily boost your IUL sales!
- Show your clients side-by-side performance comparisons IUL vs Current Retirement Plan!
- When you can show Lifetime Income Benefits next to any of these plans, it wins every time!
- Send your potential clients educational videos through a personal link that will drive them to contact you to fund their IUL!
- It is a fully automated IUL online marketing system that will educate any person that sees it and they will follow the steps to get coverage from you!
How does it work: Click Here for the “How it works” Webinar!
Register for your Money Doctors Sell IUL System here: theproperplan.io (Click on “Create a New Account” to get started)
Final Expense Burial Insurance
Fact: 10 out of 10 people will pass away (Can you prove it wrong?)
- Low cost benefit that will pay your funeral expenses!
- Allows for planning now so your family is not left with an unexpected financial burden.
- The Family controls funds to cover any related cost they need to take care of.
Average Funeral Costs have drastically increased over the years. People are opting to be cremated instead of a traditional funeral because cremation cost less. Take advantage of Final Expense coverage so you can make the choice from the heart instead of the cost.
Mortgage Protection Coverage: Your Home is probably one of your families greatest investments, protect it!
Fact: 10 out of 10 people will pass away (Can you prove it wrong?)
- Pay off your home for the family in the event of an untimely death.
- Get cash if you become disabled to pay your mortgage or anything else, it’s your cash!
- Access a part of the death benefit if you are in the event of a critical illness.
- Know your premiums will never go up and benefits stay level!
- ROP- Return of Premiums if you do not use the policy! Your auto coverage doesn’t give all your money back if you don’t have a wreck!
Paying the mortgage can really strain the family budget. In fact, it often takes two incomes just to afford the monthly house payment. If you or your spouse passes away, your family could potentially lose the house they have grown to know as home. The loss of one income is typically enough to cause financial stress for a family, often making mortgage payments unaffordable. Relieve families of additional financial stress and grief, when they will already be grieving the loss of a loved one. Mortgage Protection simply means that there will be ample financial resources to ensure your mortgage will not go into default, or your home unwillingly sold or foreclosed if you have an untimely death. Mortgage Protection is the peace of mind knowing that your family will not lose their home.
Life Insurance
What type is right for you?
- Level Term
- Whole Life
- Universal Life (UL)
- Guaranteed Universal Life (GUL)
- Guaranteed Issue Life Insurance
Life Insurance can be made simple. We have coverage that will pay up to $1 Million without the scrutiny of a medical exam! We have many years of experience and our licensed agents will guide you to the product that meets your needs and fits your budget! Let us help guide you to the company that is the best fit for you. Just about everyone takes medication these days and many have different medical challenges. Insurance companies have guidelines that vary between companies. Some will approve what others will not and some have better rates for certain criteria than others. We understand the life insurance waters and will guide you to the best option for you and your family just as we would do for our own family!